Ramsay’s application to self-insure under Comcare scheme

Friday 11 Sep 2020

Members may recall that in February this year the HSU made a submission about Ramsay Health Care’s application to move to be self-insured under the Federal Comcare scheme. This would mean Ramsay employees would not be covered by state Workers’ Compensation schemes but instead the Federal Comcare scheme.

Working nationally the HSU made a submission opposing the application. The grounds for opposing the application were, in summary:

  • Comcare does not perform well in claims management with most claims disputed in the Administrative Appeals Tribunal and dragging on for many months, even years.
  • Workers in some jurisdictions would lose journey claim entitlements.
  • Workers in some jurisdictions would have the number of weeks and total amounts of compensation reduced.
  • Workers in some jurisdictions would lose access to Common Law entitlements for permanent impairment.
  • Ramsay Health Care has a complicated corporate structure and it was not clear whether the scheme was intended to apply to all its subsidiaries.

After COVID-19 delays, Ramsay’s application is scheduled to be considered by the Safety, Rehabilitation and Compensation Commission on 12 October 2020. The HSU is preparing a brief further submission outlining concerns regarding workers’ compensation in the COVID-19 context, as well as working with the ACTU and other health unions to align concerns and messaging.

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