What Payday Super Means for You

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From 1 July 2026, all employers will now be required to pay your super entitlements at the same time as you get your pay. The government confirmed this super reform last year to tackle Australia’s big unpaid super problem.

What does this change mean for you?
According to the Super Members Council, almost 9 million Australians will have their super paid sooner as a result of this reform1

This means your contributions could benefit from compounding returns sooner, delivering an extra $7,700 by retirement on average. 

It will also make it easier to keep track of how much super you’re receiving. 

Who will benefit?
While Payday Super is a win for all working Australians, it’s particularly important for those in lower-paid, casual and insecure jobs who are more likely to miss out when super is paid less frequently. 

Looking to combine your super?
Your super is your money. Just like any savings account: the more that’s in it, the more it can earn. That’s why it’s important to consider keeping all your super together. Before you combine your super, be sure to review any other benefits like insurance that you may have through your other fund. You may also like to seek professional financial advice before making any decisions. 
Find out more about combining your super


1 Super Members Council, Workers and businesses deserve certainty on payday super laws, 25 February 2025.
Issued by H.E.S.T. Australia Ltd ABN 66 006 818 695 AFSL No. 235249, the Trustee of HESTA ABN 64 971 749 321. 
This information is of a general nature. It does not take into account your objectives, financial situation or specific needs so you should look at your own financial position and requirements before making a decision. You may wish to consult an adviser when doing this. For more information, free call 1800 813 327 or visit hesta.com.au/pds for a copy of a Product Disclosure Statement which should be considered when making a decision about HESTA products and consider any relevant risks (hesta.com.au/understandingrisk). The target market determination for HESTA products can be found at hesta.com.au/tmd

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